3 Things You Should Not Do After a Flood
Home flooded in Oklahoma City, OK
3 Things You Should Not Do After a Flood
When dealing with floodwater, many homeowners are tempted to put themselves or their families at risk in an effort to save their home or their possessions. This is usually not a good idea. These are three things you should not do after a flood.
1. Don't Stay in Your Home
There is not much you can do to prevent damage by staying in a flooded home. If you have time, you can place sandbags, move possessions to higher ground, board up windows and take other precautions, but once flooding is imminent, it is best to evacuate to a shelter. Attempting to remain in your home puts you at risk of drowning, electrocution, and contact with contaminants in the water. It also puts the emergency workers who will have to assist you if you get in trouble at risk.
2. Don't Rely on Do-It-Yourself Solutions
You may be able to repair the water damage from a minor flood yourself, but when major flooding occurs, by the time it is safe to re-enter buildings, the damage is usually too severe for most do-it-yourself attempts to be successful. Have a plan in place to deal with the floodwater.
Contact your insurance company. Have the names and contact information of several contractors and flood mitigation services in Oklahoma City, OK, on hand. Don't count on being able to obtain equipment, such as generators, protective gear, and pumps, that you would need to attempt to dry out your property yourself.
3. Don't Walk or Drive Through Standing Water
Downed power lines can electrify standing water, posing an electrocution risk. As little as six inches of water can damage your car and cause traction issues, increasing the risk of accidents and drowning.
Flood water poses significant risks to homeowners attempting to salvage their property after a flood. In most cases, it is best to let your insurance company and restoration professionals take the lead and avoid putting yourself at risk.
How To Clean Your Gas Range
Keep your gas range in Smith Village, OK, looking and working like new.
Follow The Instructions Below
A gas range is the preferred appliance of professional cooks because it provides a more uniform method of cooking than an electric range. An added bonus is the fact that it heats up immediately. The disadvantage of a gas stove is that it's more complicated to clean. Dried bits of food should be cleaned up quickly before they create a smoke smell. You can become a pro at cleaning your stove by following a few simple instructions.
Gather the Materials You Will Need
You just need a few simple materials to conduct a thorough range cleaning. Just grab some dish soap, white vinegar, some paper towels, and a clean scrub brush or toothbrush.
Clean the Stove
Fill the kitchen sink with hot, sudsy water using a few drops of dish soap. Remove the grates and burner caps from the gas range and soak them in the water. After they've soaked a bit, scrub them with the toothbrush to remove any stubborn debris.
Brush loose crumbs off the stovetop with a paper towel, and spray the entire area with a solution of one part vinegar to one part water. Let it sit for a couple of minutes.
Wipe the area with clean paper towels. Make sure you clean the knobs and the back panel as well.
If dried bits of food or debris remain, squirt a drop of soap onto the toothbrush and scrub vigorously. Wipe the area dry with paper towels.
Remove the burner caps and scrub them with sudsy water. Dry them completely.
Lift up the range and vacuum up the crumbs.
Once you've cleaned up all the crumbs and debris, put all the parts back together. Repeat this routine every month or so to maintain a clean, shiny stove. If you ever suspect smoke or fire damage, call a professional to conduct a fire damage assessment.
Keep your gas range in Smith Village, OK, looking and working like new by following these easy cleaning steps.
Protecting Your Commercial Building From Water Damage
If a pipe break occurs in your building you should contact a water remediation company such as SERVPRO.
Use The Following Three Methods
When leaks and pipe breaks occur, commercial property owners in Valley Brook, OK, face several serious concerns. Water saturation in walls and flooring leads to mold and mildew. Water in home appliances ruins the devices, leading to expensive repairs and replacements. The rooms develop an unpleasant, stale odor. These hazards shut down the impacted area. It could even be half operations. To safeguard the facility and maintain workflow, proprietors should make every effort to prevent water damage. The following are three effective methods to use.
1. Install Sensors
Early detection of pipe cleanup permits owners to catch water exposure before it becomes a massive flood. Have specialists install them near any significant water source such as washing machines or water heaters. If the area becomes damp, an alarm goes off.
2. Keep an Eye on Machines
Your office space probably contains a staff room stocked with a refrigerator, sink, and dishwasher. While convenient for employees, this location should be a watch zone for owners. Monthly, look around to ensure the buildup of water in home appliances isn't happening. Look behind the machinery. Open up the cabinet doors. It's easy for a hose to become loose or develop a hole, leading to lingering puddles that ruin the foundation, cabinets, and drywall.
3. Analyze Your Water Bill
Complications may develop in places that are not visible, such as within walls or the irrigation line. To locate this before a broken pipe occurs, owners should scrutinize their monthly water bill. When discrepancies appear, contact a water remediation company such as SERVPRO. The professionals can perform leak detection tests, identifying the primary source, fix it and tackle any secondary damage.
When commercial owners see water in home appliances, immediate attention should be given to clean up the mess. Work with one company to handle the job, securing the area and sanitizing it quickly and efficiently. Swift action allows for the doors to reopen and projects to resume.
Is Your Business Required to Have Fire Insurance?
If you have a business, you probably need fire insurance.
Fires are one of the most common and costly disasters in Smith Village, OK. Nationally, there were around 500,000 structure fires in 2017 alone, with almost 30% of them being commercial, industrial or public use properties. Fire insurance covers most of these claims.
But is it required? Does it make good economic sense, or are the premiums too expensive to justify it? Don’t premiums keep rising?
The short answer is that you should always have fire coverage. However, it may not always be required.
What Does Fire Insurance Cover?
Virtually all commercial insurance policies will cover fire damage. It’s such a common cause of disaster that a lack of coverage would probably require a special policy. The standard coverage for fires is comprehensive, including:
- Fire cleanup
- Water cleanup
- Smoke cleanup
For business insurance, most insurance companies will recommend a Preferred Vendor that has been vetted and has a proven history of quality and reasonable price. Generally, the full cost of the fire restoration will be covered if you use locally-recognized cleanup and mitigation experts. Cleanup includes repairing the water damage from fire suppression efforts.
What Isn’t Covered?
Small fires that don’t produce a lot of smoke or require water suppression may not produce enough damage to exceed your deductible. You should ask your restoration specialist if it’s going to require a claim. Some cases of arson will also not be covered if you’re involved in any way.
When Is It Required?
If you have a loan or investors, they’ll probably expect you to maintain standard commercial insurance, including fire coverage. Also, if you’re renting your commercial building, the owner is likely to require you to maintain full coverage.
Should You Have It if It Isn’t Required?
Some areas, such as very rural locations, may have such limited resources to fight a fire that insurance rates may not justify the premiums. However, rates for fire coverage in Smith Village, OK, are very reasonable. It makes sound financial sense to carry a commercial insurance policy.
If you have a business, you probably need fire insurance. It’s a pretty big gamble to go without it, and your investors will certainly require it.
3 Keys Elements to Safeguarding Your Building From Storms
Supply line made out of metal can last anywhere from 70 up to 100 years depending on the material.
What’s the Average Lifespan of Bathroom Supply Lines?
The materials out of which pipes are made determine the average lifespan of supply lines at a house in Oklahoma City, OK. Learning more about the longevity of common plumbing materials and causes of supply line damage can help homeowners make informed home improvement decisions.
Metal Lines Last Longer Than 70 Years
Supply line made out of metal can last anywhere from 70 up to 100 years depending on the material. All of the following pipe materials are used in residential plumbing:
- Cast iron
- Galvanized Steel
Cast iron pipes are very thick and capable of withstanding high levels of water pressure. Copper pipes are more costly than galvanized steel, and though pipes of this material are relatively common, corrosion and metal contamination may become a factor over time.
Galvanized steel supply lines are coated in zinc to resist corrosion, but this layer wears down over time and steel pipes then run a risk of supply line damage. Any pipes you choose should provide years of reliable service. Avoid metals such as brass, which can leach lead into water.
Plastic Lines Last 25-40 Years
The most popular type of plastic supply line currently in use is Polyvinyl Chloride. This pipe material does not last as long as metal pipes but poses no risk of corrosion that contaminates water and degrades its quality. Pipes made of PVC and cPVC are more durable than polybutylene pipes that can break down and cause a bathroom leak in just 10 to 15 years.
Connections, flow, hardware and other factors may affect the longevity of a pipe and the risk of a supply line leak or other supply line damage. A homeowner may choose to get a replacement line in the same material as other supply lines in a structure or select a plastic or metal line to meet the specific needs of a household in Oklahoma City, OK.
What You Need To Know About Commercial Flood Insurance
Flooded entrance of a commercial building in Valley Brook, OK
What You Should Understand About Commercial Flood Insurance
Hurricanes and major rainstorms can cause severe flood damage to your Valley Brook, OK, commercial building. If you do not have the proper insurance coverage, you could be forced to use your business' money to pay for the repairs. Here are answers to some common questions about commercial flood insurance.
Who Needs Commercial Flood Coverage?
Just as a regular homeowners insurance policy does not usually include flood coverage, regular commercial insurance does not cover storm damage caused by flooding. If you are worried about the cost of flood cleanup, you need to purchase a separate flood policy. In fact, companies with property in high-risk flood areas must buy flood coverage for that building in order to obtain a mortgage from a federally regulated lender. Check out online flood maps to see which areas are most at risk.
What Is Covered by a Commercial Flood Policy?
A flood policy will cover flood damage caused by a variety of disasters, including storm surges, heavy rain, and melting snow. Flood insurance also covers flooding that results from flooding problems, broken dams, and blocked storm drains. The policy should cover the cost of repairs and help you pay for storm cleanup and restoration services.
However, not all water damage to your business is covered by a flood policy. Most policies do not include coverage for landscaping or vehicles. You also won't get reimbursement for loss of use or business interruption damages, unless you purchase excess coverage.
How Do I Get a Commercial Flood Policy?
Your private insurance provider may offer a flood policy. Otherwise, you can contact the National Flood Insurance Program, or NFIP. The policy typically goes into effect 30 days after you buy it. A typical policy includes $500,000 of coverage for a building structure and another $500,000 for the contents inside.
As natural disasters become more common throughout the country, you need to make sure your business is properly protected. This means purchasing a flood policy, especially if you are in a high-risk area.
3 Common Sewage Problems in Commercial Buildings
if a leaking or bursting pipe is not taken care of right away, problems like collapsing ceilings or walls may rise.
Three Common Sewage Issues in Commercial Buildings
It's not uncommon for buildings to experience issues such as busted pipes or a blocked sewer. The trick is knowing how to recognize and resolve the problem before severe damage befalls your Midtown Oklahoma City, OK, business. Here are some of the most common signs of sewage issues in commercial facilities.
1. Toilet Overflow
An overflowing toilet, no matter its contents, is more than enough to fluster anyone. That being said, try to maintain calm and contact professional help. If the overflow is not caused by a visible blockage, the problem may originate with the pipes or a sewer backup. To help prevent blockages from occurring in the future, hang notices in bathroom stalls informing people which items can and cannot be flushed down toilets.
After the root cause behind the overflow is identified and stopped, your facility may require extra cleanup and repairs. Prevent secondary water damage by hiring water remediation experts. Their industrial pumps and dehumidifiers remove water, preventing mold and structural collapse.
2. Blocked Sewer
Sewage backups may create health hazards due to the microorganisms living in waste. Signs you may be facing a sewer blockage include:
- Stopped up drains or toilets
- Sewage odor
- Cracks or buckling in the terrain around the building
If your facility sustains water damage from a sewage problem, contact a water mitigation expert to professionally clean and restore your business building.
3. Broken Pipes
Water leakage from broken pipes is another common sewage problem. If the water damage isn't taken care of right away, problems such as mold and collapsing ceilings or walls may arise. Signs that you may have leaking due to pipe breaks include:
- Swollen ceilings or walls
- Malodorous water
- Dripping noises coming from walls
- Water stains on the walls or ceiling
Don't fret over a potential blocked sewer or broken pipes in your place of business. Use these tips to identify warning signs then contact professional help.
Top 5 Flood Safety Tips for Homeowners
Remember to prepare a survival kit if a flood requires you to leave your home.
Top 5 Flood Prevention Advice for Homeowners
Floods are the top natural disaster throughout the United States. Obviously, certain areas are prone to flooding, such as coastal regions, swamplands, canyons, plains and valleys. However, sudden heavy rains can result in flooding in any locality. Because of this, you can be prepared by following a set of tips for flood safety.
1. Stay Up to Date
Weather conditions can change at a moment's notice. Follow weather updates via smartphones, radio or TV. Staying informed helps determine whether you need to evacuate.
2. Gather Essential Supplies
A flood may require you to leave your home. There's also the potential for injuries, especially with flash floods. Prepare a survival kit containing three days' worth of supplies. Items include:
• First aid kit
• Extra batteries
• Phone chargers
• Battery-powered radio
• One gallon of water for each person
• Non-perishable food
• Personal hygiene and sanitation products
• Copies of important documents
These items can sustain you during and after a flood. Make sure you keep the kit in a secure place that's easily accessible.
4. Watch Where You Drive
It doesn't take much flood water to make driving a vehicle nearly impossible. Six inches to two feet of water can cause a car, truck or SUV to stall or get swept away. When you near a flooded area, turn around and drive to higher ground.
5. Exercise Caution When Returning Home
Once the flood is over, it doesn't mean all is well. You still need to focus on flood safety, especially when you're returning to your home. Be aware that roads are weak and susceptible to collapse. Clean and disinfect all wet items in your home. Wait for news reports to find out if the water in Downtown Oklahoma City, OK, is safe to drink.
Stay Out of Harm's Way
Floods pose a real threat. Following basic flood safety tips keeps you and your loved ones out of harm's way. When it comes to cleaning your home after a flood, it's best to hire a professional water damage restoration company.
5 Reasons To Buy a SERVPRO Franchise
Whatever occurs, we are prepared and ready. We can address any type of damage, including fire, water, mold, storms, and other natural disasters.
The Top 5 Reasons to Purchase a SERVPRO Franchise
Owning a SERVPRO franchise in Oklahoma City, OK, has many benefits. SERVPRO was named one of the top franchises to own by Entrepreneur Magazine's 2022 Franchise 500. The company has a strong brand name and provides excellent training and support for franchisees. SERVPRO stays ahead of the competition and even implemented a new cleaning program during the covid-19 pandemic. Here are five reasons to consider owning a franchise.
1. Certified Cleaning Program
During the covid-19 pandemic, many people felt vulnerable leaving their homes and going to public spaces. SERVPRO launched their new SERVPRO Cleaned program when they saw that business owners needed help getting workers and customers back in the doors. SERVPRO designed a cleaning program based on EPA and CDC guidelines for controlling viral pathogens.
2. In-House Financing
Many people who are looking to purchase a franchise do not have the cash to pay in full upfront. SERVPRO recognizes this and works with future franchise owners to help them secure financing through in-house programs.
3. Preferred Vendor Status
Many insurance companies in Oklahoma City, OK, already view each locally owned SERVPRO franchise as a preferred vendor. This relationship can help you to find and retain more customers.
4. Variety of Services
SERVPRO is a one-stop shop for disaster recovery and restoration services. Professional remediation services include damage from fire, smoke, mold, soot, floods, and general water damage. This variety of services opens up a huge potential customer base. Being able to have everything handled by a single company is a huge convenience and relief for your future clients too.
5. Ongoing Training
The corporate office works hard to train new franchisees while also providing support to existing franchisees. This ongoing support helps to make each SERVPRO owner a restoration expert in their respective community.
There are many reasons to own a SERVPRO franchise. Helping others in the community, learning valuable skills, and being trained in how to do it all are just a few of the reasons.
How Do I File a Claim After a Fire?
Commercial recovery from fire and smoke damage is time-consuming and involves a lot of stress. Call SERVPRO for help!
After A Fire, How Can I File A Claim?
A fire at your business can not only seriously damage your property but completely shut down your business operations. Filing a fire claim is an essential first step to getting your business operating normally again.
Review Your Policy
Start by reviewing your policy. Pay particular attention to the details:
- Steps you need to take
- Limits of your policy
- Deductibles and co-insurance
Most insurance policies require you to follow a particular procedure to report your claim, make temporary repairs and gather documentation. Your policy should clearly state the limits of the coverage for fire damage and other losses, such as business interruption. Finally, most policies have deductibles and co-insurance amounts that you must pay before your insurance pays anything.
Gather Information To File Your Fire Claim
When you call the insurance company, you will be asked to provide information, such as the date the fire happened, where the fire happened, whether anyone was hurt and anything you know about why the fire started. Have this information, along with your policy number, ready when you call.
Ask About Immediate Assistance
Fire restoration may take a long time to complete. When you call your insurance company, ask about immediate assistance, such as money to lease a facility you can use to run your business operations while your building is being repaired or to hire a fire remediation company in Metro Park, OK, to begin cleaning up the damage.
Document Your Loss
Take photos of your damaged property. Make an inventory of damaged contents. If you have any documentation, such as invoices, that prove the value of your damaged or destroyed property, gather them together. You can get some estimates for the repairs, but your insurance company will probably send out an adjuster to do an estimate before it will approve any amounts. The process of filing a fire claim is fairly straightforward. However, knowing what to expect can help you avoid frustration along the way.